America's Financial Expert .. Ellie Kay (Book Review 2005)

Book Review . Personal Finance . Ellie Kay . Financial Expert . Business Coach . Host . Editor . Writer . Fiscal fitness . Debt . Retired Fighter Pilot . Finances . Money . Money Personalities . Money Styles . Debt Free

I shared this book review while being the business coach host/editor/writer for a site in 2005. I also shared a couple of reviews from this book 'The Debt Diet.'

Besides this book, there are quite a number of web sites that can provide the information that you might need to achieve your goals. Fiscal fitness work outs and goal setting worksheet.

Whether you need to lose a few pounds of debt, or a truck load the good news is in this book.

Ellie Kay is the author of 'The Debt Diet.' This book has 220 pages and I encouraged readers to read it. She also speaks to live audiences of 6,000 or more.

Ellie Kay is a speaker and bestselling author of 7 books, she has appeared on hundreds of TV & radio programs including CNN, Fox News Channel, CNBC's Power Lunch, the International Radio Show, Money Matters, and Simplify Your Life, a reality TV series for the Fine Living Network.

Before the author married her husband, Lieutenant Colonel Bob Kay, a retired F-117 Stealth fighter pilot, Elliot was a successful insurance broker who never used a coupon. The author and her husband married with $40,000 in debt, and even though her husband took a $15,000 pay cut in his new job, they were still able to become debt-free in 2 1/2 years by following the author's step-by-step method to save money and pay down debt.






There are nine different money personalities:

Achievers

Entrepreneurs

High Rollers

Hunters

Money Masters

Perfectionists

Producers

Optimists

Safety Players


There are several key money styles that people posses:

The Saver

The Avoider

The Overspender

The User

The Balancer


The weaknesses of the saver: to enjoy themselves or make investments that could help secure their financial future. They may even have trouble using money for their health or well-being.

There are 3 basic reasons why people who "make it" in terms of monetary or material success do not find fulfillment in the wealth itself.

Emotional Satisfaction

Personal Priorities

Purpose


Barbara Reinhold, a career coach at Monster.com, "Perhaps it goes without saying, but you have to take strategic risks to earn and grow money."

David Bach's encourages readers to give 10% of their income away to nonprofit organizations.

Donald Trump has, the same 24 hours as we do! Why not look at donation your time to a nonprofit? Giving time does not substitute for donating money to an organization.

If you took your change and threw it into a jar, adding a few dollars here and there, you could easily invest $100 per month.

Learn to cut your food budget in half. Take whatever money you save from coupons and immediately write check in your saving account for that amount.

There's never been a better day to start saving for the future than today. Decide upon 3 action points you can take. Pick one significant way you can be generous or share this week and two more ways you can kick your up to the next level. Writing your goals down makes them more likely to happen.

Your finances didn't get chaotic overnight, and they're not going to get organized in one hour either. One way to accomplish this goal is to cover one topic per workout.

Fighting about money can cost you money.

Raising a money-savvy kid will greatly heighten his odds for having a successful marriage one day.

It's amazing how conservative a child becomes when she's not spending Mom and Dad's money, but her own.


RAISING FISCALLY FIT KIDS CHAPTER 10

The author's daughter took a year off midway through college to earn money for her education so that when she returned to and graduated from Columbia University, she could do so with minimal debt. She earned scholarships, was part of a work-study program, and made minimal use of student loans. Her smart move meant fewer bills when she got married.

It is extremely important to realize we don't have cookie-cutter kids, they are all different and uniquely gifted. It's not that one child is smarter or better behaved than the other, they are just operating on different time-tables.


VISITING THE SPA - The "Treat" of Shopping To Share Chapter 12

Th author's 11 year old son went to the grocery store. He was buying groceries for his sister and her new husband to help them set up the pantry in their first home.

The son total for the grocery was $28.60 before coupons, but afterward it was only $1.80.

The author's family saved over $8,000 last year on food, toiletries and cleaning products.

But life has away of turning the tables on us. It led to the opportunity for the author to conduct seminars, write books, and eventually appear on TV sharing this wonderful stories with others.

Who would have thought way back when Ellie & Bob were struggling like crazy to pay down their 40k-debt that one day, their "problem" would be turned around to help save the lives of one million strangers in a far away land.

I reviewed a copy of this book to review from Bethany Publishers while being the Business Coach Host/Editor/Writer for a site in 2005.

Ellie Kay is a bestselling, award-winning author, national radio commentator, and regular media guest as well as gifted speaker. She is a graduate of Colorado Christian University with a degree in the management of human resources.

The author is the founder of Shop, Save & Share Seminars. She is also a frequent consultant and spokesperson for corporations and organizations.

It Takes A Community of Resources ... 2005

Book Review . Business . Inspiration . Self-Improvement . Business Coach . Mentor . Writer . Editor . Host

I reviewed this book in 2005 while being the Business Coach Editor/Host/Writer for a website and I broke my review down to I believe three reviews from this book.

I am sharing from Chapter 9 of "Her Corner Office" by Trudy Bourgeois.

The more diverse the resources, the richer the information and experience you'll gather.


Listing of resources for your consideration:

The local library

Books

The Internet




A buddy to brainstorm with

Your Church

Mentors


You might be considering setting up a personal board of directors. A personal board of directors is a group of people that you have selected to be your advisors. This team of people should be carefully selected, based upon their character, values, principles and experience.

Anther option is to form ra Mastermind Group. Mastermind Groups are composed of people who want to learn from each other. These groups can be as six people, or as large as twenty people.

Develop a list of potential books to review, topics to cover, and issues that might be of interest.

You will need a good mentor. A mentor can play a key role in your ongoing learning and development.

You can get most out of your relationship with your mentor by: learning to listen, setting an agenda, don't think that a coach or mentor has all the answers and expect good things to come out of the relationship.

In the last five years many corporations have chosen to support their staff by using an outside coach.

Potential results of using a coach: Increased knowledge, strategic-planning skill development, self-marketing and creating powerful connections.

Coaching sessions are kept confidential.

I do believe that Ms. Bourgeois publicists contacted me to review this book in 2005.

Trudy Bourgeois, a former corporate sales and marketing executive, is founder and president of The Bourgeois. With over 20 years experience, Trudy understands what is needed to inspire employees, create workable strategies and improve employee performance.

1 of 2 ... Life Worth Living ... 5/12/2013 (Mother's Day)

II Peter 1 . Christian Virtues . True Wisdom . Symeon Peter . Jesus Christ . Psalm/Tehillim 130 . God . Israel . Prayer . Confession . Justification . Sepher Tehillim

Sunday School Lesson for May 12, 2013 (Mother's Day). Unit III. A Call to Holy Living. II Peter 1:4-14 (Devotional Reading Psalm/Tehillim 130).


II Peter 1:4-14

Verses 4-7

Verse 4 ... The Upright Are Blessed & Prospered

Verse 4 ... Man Redeemed; Effectual Calling; The Understanding Enlightened, The Truth Received

(ye might be partakers of the divine nature, having escaped the corruption that is in the world through lust ... lust/sexual indulgence denied Christ)

Verses 5,6,7 ... Man Redeemed; Blessedness of The New Life; Growth in Grace

Verses 5,6.7 ... 7 Christian Virtues: faith, knowledge, temperance, patience, godliness, brotherly kindness, charity (love)

(II Peter 1:3; Book of Jude; II Peter 2 .. Reference Scriptures from the Sunday School Book)


Verses 8-11

Verse 8 .... Man Redeemed; Blessedness Of The New Life; Growth in Grace

Christian growth and genuine love would come from possessing the 7 virtues from verses 5,6,7.

Verse 9 ... Man Redeemed; Duties & Graces Of The New Life; Backsliding, Under the New Covenant

Verses 10,11 ... Works of God; Purposes Of God; The Means to Be used

We are free moral agents, which means we as Christians and mankind (male/female) are allowed to pick our choices in life. The choices we make is our responsibility, whether right or wrong, good or bad.


Verses 12-14

Verse 12 ... Man Redeemed; Blessedness Of The New Life; The Impartation of True Wisdom, Actually Attainable

Verses 13.14 ... The Outward Man; The Death Of The Body; Death in Prospect, Care for Survivors

(I Peter ... Reference Scripture from the Sunday School Book)

II Peter was written by "Symeon Peter, an apostle of Jesus Christ, whose death Christ foretold, who was present at the transfiguration, and was the author of I Peter.

II Peter is addressed/written to all Christians, but especially to the recipients of the First Epistle.

The letter begins and ends in exhortations to grow in grace and knowledge.





Psalm/Tehillim 130 ... The psalmist professeth his hope in prayer, and his patience in hope. He exhoreth Israel to hope in God.

Verses 1,2 ... Duties To God; Prayer; Objects of Prayer, Help in Trouble

Verse 3 ... Duties To God; Confession; Examples of Confession, Individual Confession

Verses 3,4 ... Pardon for Sins & Iniquities Pardon

Verse 4,8 ... Man Redeemed; Justification; Pardon, Promised

Verses 5,6 ... Duties To God; Waiting; Waiting On God

Verse 7 ... God; Attributes Of God As Person; Mercy & Compassion

Psalm/Tehillim 120-134 are entitled "Songs of Degrees." These psalms were probably intended to be sung by the pilgrims on their way to Jerusalem.

The Hebrew title of this treasury of "prayer, praise, and adoration" is 'Sepher Tehillim,' the "Book of Praises."


Scripture reference used/taken from: KJV Topical Reference Bible & The International Teacher's Handy Bible Encyclopedia/Concordance KJV Precious Promise Bible

5-8-2013 .... Truth, Integrity, & Honesty

April/May/June Devotional & Emphasis is on "Building Character .... Truth, Honesty, & Integrity."


Devotion Scripture .... Matthew 1:23

Topic Scripture ... I Peter 1:22


Love ... Obedience ..

Key Verse ... Seeing ye .. have purified your souls in obeying the truth through the Spirit unto unfeigned ... love of the brethren, see that ye love one another with a pure heart fervently (I Peter 1:22).

unfeigned ... sincere, genuine

Man Redeemed; Duties & Graces Of The New Life; Love to Christian Brethren

have (Acts 15:9) .. Other Nations; The Conversion Of The Gentiles; St. Paul's First Missionary Tour 44-47 A.D.; The Council at Jerusalem 50 A.D., Deliberations

love (Romans 12:9.10) ... Man Redeemed; Duties & Graces Of The New Life; Love to Christian Brethren


Matthew 1:23 ... Behold, ... a virgin shall be with child, and shall bring forth a son, and they shall call his name Emmanuel, which being interpreted is, God with us.

Jesus Christ; Christ's Divinity; He is Called God

Behold (Isaiah 7:14) .. Therefore the Lord himself shall give you a sign; Behold a virgin shall conceive, and bear a son, and shall call his name Immanuel.

Jesus Christ; Prophecies concerning Christ; Birth


Devotional Scripture ... Philippians 4:13

Philippians 4:13 ... I can do all things ... through Christ which strengtheneth me.

Jesus Christ; Christ's Divinity; Performs the Works of God, In Bestowing Spiritual Blessings

through (John 15:5) ... I am the vine, ye are the branches. He that abideth in me, and I in him, the same bringeth forth much fruit; for without me ye can do nothing.

Jesus Christ; Figurative Characters of Christ; A Vine





Gospel of Matthew is a brief history of the life of Christ. This Book was written by Apostle Matthew (Levi) in Hebrew in the first century, for Jewish converts, to show them in Jesus of Nazareth the Messiah of the Old Testament whom they expected.


Epistle to the Philippians was written by the apostle Paul on the beauty of Christian kindness.


I Peter was written to give various warnings and exhortations on the Christian life.


Scripture reference used/taken from: KJV Topical Reference Edition Bible

Secrets of Health ... Book Review

I reviewed this book between 2008 and 2010.

Many secrets of living are hidden in food. The mixture and balance must first be reviewed. Some fruit and some vegetables, milk and some meat. Eat enough to live well, but don't live just to eat. There's wisdom which simply says than "an apple a day keeps the doctor away."
To sum it all up, is it very complex? No, not that difficult - let's review the secrets:

1. Look out for yourself, you're the one who should care.

2. Smoking is out, breathe only clean air.

3. Seat belts saves lives, buckle up.

4. Steer clear of whiskey, beer, vodka, wine, gin.

5. Eat the right food groups, go easy on sweets.

6. Say no to drugs.

Next, to exercise one hour a day is good health.

Treat others as kindly as you treat yourself.

Last, save sex for one "life companion and mate" don't gamble away your health or life make it great!

Miracle treatment adds 7 years to life. This amazing health discovery was reported in Demography magazine in 1999.

The research concluded that people who attend religious services once a week lived an average 7 years longer than non-attenders, in a National Health interview survey. Incredibly, in blacks the difference was nearly fourteen years. The researchers credited the attenders lower rates of smoking and few negative lifestyle habits for half of the difference.





Along the same line, another study has shown that couples who attend church together weekly reduce their risk of divorce from 50 percent to 10 percent. In other words, weekly worship of God is associated with a 90 percent marriage success rate. These two suggest that an active spiritual life is a key ingredient in a healthy individual and family life. The age-old wisdom of the church continues to offer evidence of its important role as not only a life-preserver, but also as a marriage-preserver.

Dr. Richard French had an idea, he decided to write a book that families could use as a tool to teach their children how to live a healthy life.

The Secrets of Good Health, which give peace of minds. Most children can learn them quite effortlessly. But keeping and doing them daily through life takes will power (discipline), to avoid needless strife.

Doctor Richard has studied for dozens of years, through testing and trials, through laughter and tears.

There's a number of things that he's learned about, and he'd like to relate to you what he's found out.

Is there some magic to give us Good Health? Pills, potions, or anything else? The secret to good health might be in a book, locked away, hid in some library nook.

Explorers have searced for a fountain of youth; scientists probe for disease-solving truth.

Good health is a gift, more precious than gold, we may not appreciate until we are older. A gift only we can give to ourselves. It does not come from wizards or fairies or elves.

The body you live in is a clever machine, it needs proper service like a limousine. Yet with reasonable care it can give you eighty plus years.

Bones, they're the frame of the house that we live in. Pound for pound, strong as steel. Without them we're jelly, but with ligaments, we can stand up and move. Two hundred seventy bones, we have as a child, add muscles and tendons, we can crawl, walk, run wild!

We wouldn't move far if it weren't for the nerves, traveling thousands of miles through the body they serve. Sensing pressure, position, and balance and pain, all wired together, like a switchboard to the brain.

That mega-computer inside of your skill senses touch, taste and smell - hot/cold sharp or dull. It registers hearing, it images sight; it processes language to speak, read or write.

It orchestrates movement, each eyelid or lip, with split-secound messages, you dance, swim, or skiep, play basketball, volleyball, or play violin. Mind-boggling-circui try-just to pick a pin!

Yet the largest organ enfolds all the skin. It keeps out infection and keep insides in. And a spectrum of colors add much to the views: browns, yellows, tans, bronze in multiple hues.

The blood is the lifeline, it flows to each cell with food, water, oxygen essentials for health.

I was sent a review copy of this book I think by Dr. French.

Dr. Richard French is the author of Secrets of Health. He is the President of the Mary Lanning Memorial Hospital Medical Staff for more than two years.

He is also the Chairman of the Executive Committee, he has been an effective liason between the Medical Staff and the hospital's Board of Trustees and Executive Officers.

2 of 2 ... Life Worth Living ... 5.12/13 (Mother's Day)

My Sunday School Lesson Bible Reading for the week of May 12, 2013 (Mother's Day) is coming from the Books of Romans, Proverbs, Titus, Matthew, I Timothy, I Peter and II Peter.

(I will label the next lesson "1 of 2 ... Life Worth Living... 5/12/13(Mother's Day."


Monday - May 6, 2013 - Full of Goodness & Knowledge - Romans 15:14-21

Apostle's Paul Missionary Plans (Romans 15:14-33)


Tuesday - May 7, 2013 - The Beginning of Knowledge - Proverbs 1:2-7

Introduction & Motto (Proverbs 1:1-7)

Proverbs 1:1-7 contains the title, "The proverbs of Solomon the son of David," etc., and is of the nature of the book. The remaining portion of the section forms a connected poem in praise of wisdom.

The Hebrew title of the book is 'Mishle,' the singular of which is 'mashal,' usually translated "proverb.




Wednesday - May 8, 2013 - An Example in Self-Control - Titus 1:5-9

Elders (Titus 1:5-16)

Elders, their appointment, qualifications and responsibilities (Titus 1:5-9)


Thursday - May 9, 2013 - Enduring to the End - Matthew 24:9-14

Teaching Eschatology/Last Things (Matthew 24:1-25:46)


Friday - May 10, 2013 - A Life of Godliness & Dignity - I Timothy 2:1-7

The Church At Prayer - (I Timothy 2:1-15)

Subjects for Prayer (I Timothy 2:1-7)

Subjects of Public Worship (I Timothy 2)


Saturday - May 11, 2013 - Love for One Another - I Peter 3:8-12

A Final Word on Christian Submission (I Peter 3:8-12)


Sunday - May 12, 2013 - Standing on God's Precious Promises - II Peter 1:4-14

A Challenge to Zeal (II Peter 1:3-15) .... zeal - persistence, diligence, perseverance, earnestness


Scripture reference used/taken from: The International Teacher's Bible Encyclopedia Concordance KJV Precious Promise Bible, Zondervan Commentary & Reader's Digest Oxford Complete WordFinder

Social Media News ... May 5, 2013

http://www.business2community.com/social-media/10-reasons-social-media-has-peaked-8-reasons-thats-a-relief-0465094 ..............

Corporate Blogs no growth(that's if I read this article correct) ....


My Thoughts/Tips/Ideas Only :

1. Be Creative/Unique/Common Sense Approach/Build Relationships/Build Your Market ...............

2. People/Groups/Biz/Ministries have to like you and or trust you ......

3. I reviewed a book earlier this year(it was a christian book that stated a "teenager's blog is probably read more than a corporate blog) ......

4.... Don't Place Your Eggs in One Basket/Diversify......

5. Get With The Program Or Get Left ........

6. Building relationships is important for it leads to trust.

7. Building is like edifying.

8. When you accomplish something you perform and work.

9. Consider wise counsel (Proverbs 13:10).

10. Learn to accept wise advice (Judges 19:30).

11. Intelligent individuals are open to new avenues (Proverbs 18:15)

13. Allow the Holy Spirit to lead, guide, teach you and bring all things to your remembrance.

12. Only serious individuals/groups/businesses/ministries need to contact me & no I do not even have an Associate Degree ... but I started my research in 1996 from my home until 2006 ....... I went online in 2000 & bought a computer in 2000 ......